Unsecured Personal Loans Rates and Fees
Annual Percentage Rates (APRs) are effective: 9/22/2023
Rates and Terms are subject to change without notice.
| Amount Financed | Term up to | APR1 | Documentation fee2 |
|---|---|---|---|
| $1,500 or more | 12 months | 23.13% | $60.00 |
| $2,500 or more | 24 months | 17.23% | |
| $3,500 or more | 36 months | 15.46% | |
| $6,000 or more | 48 months | 14.29% | |
| $10,000 or more | 60 months | 13.26% |
1 APRs listed above reflect a discount of 0.25% with an automatic payment from an Exchange Bank deposit account. APR may differ based on credit history and approved loan amount, term, and other discounts.
2 If loan documents have to be regenerated after the initial document preparation due to a missed or canceled appointment an additional fee of $50.00 will be assessed and collected at loan signing.
Credit is subject to approval. Terms and conditions apply. This is not a commitment to lend. Products, rates, terms, and conditions are subject to change without notice.
Typical payment example: An unsecured personal loan of $10,000 at 13.26% APR would require 60 monthly payments of $227.48.
NMLS ID 643948