Unsecured Personal Loans Rates and Fees
Annual Percentage Rates (APRs) are effective: 9/22/2023
Rates and Terms are subject to change without notice.
| Amount Financed | Term up to | Fixed APR as low as1 | Documentation fee2 |
|---|---|---|---|
| $1,500 or more | 12 months | 23.13% | $60.00 |
| $2,500 or more | 24 months | 17.23% | |
| $3,500 or more | 36 months | 15.46% | |
| $6,000 or more | 48 months | 14.29% | |
| $10,000 or more | 60 months | 13.26% |
1 APRs listed above reflect a discount of 0.25% with an automatic payment from an Exchange Bank deposit account. APR may differ based on credit history and approved loan amount, term, and other discounts.
2 If loan documents have to be regenerated after the initial document preparation due to a missed or canceled appointment an additional fee of $50.00 will be assessed and collected at loan signing.
Credit is subject to approval. Terms and conditions apply. This is not a commitment to lend. Products, rates, terms, and conditions are subject to change without notice.
Typical payment example: The following example(s) reflect representative credit terms made available to applicants and are for illustrative purposes only. They may not reflect the loan amount, term, APR and estimated payment for your loan. Other finance charges may apply and actual payments may be higher.
An unsecured personal loan of $10,000 at 14.67% APR would require 36 monthly payments of $341.89.
NMLS ID 643948