![](https://www.exchangebank.com/uploads/images/_1000x1000_crop_center-center_none/stocksy_2138696.jpg)
![](https://www.exchangebank.com/uploads/images/_980x620_crop_center-center_none/stocksy_2138696.jpg)
Business Loans
Loans that Work for You
Helping local businesses achieve their goals
Business Loans and Lines of Credit
Competitive rates backed by personal service. From business term loans to lines of credit, get approved quickly, so you can get back to business.
- Direct access to your local banker
- Fixed or variable rates
- Short or long terms
![Exchange Bank business loan customer's construction worker nailing framing with hammer.](/imager/images/18246/Construction_62852f77b6cbdc9cc910afc180634484.jpg)
All Truss
Customer Since 2009
Commercial Real Estate & Construction Loans
Take your company’s goals to new heights
![](/imager/images/staff/23657/EXB_Paul_Yeomans_transp_bg_ed83b78ed4f260673259fe90f797cacf.png)
Small Business Administration (SBA) Loans
Here to make dreams of all sizes come true
![](/imager/images/32965/Stocksy_comp_3487705_62852f77b6cbdc9cc910afc180634484.jpg)
Vineyard, Winery, & Agriculture Loans
Grow your agribusiness with our experience
What else can we help with?
![](https://www.exchangebank.com/uploads/images/_1024x620_crop_center-center_none/Stocksy_comp_1324665.jpg)
Merchant Services
Start taking payments today—in-store or on the go
- Point of sale systems
- 24/7 customer service
- Safe and secure payments
![Exchange Bank business customer owner reviewing business credit card information seated at counter in floral shop.](https://www.exchangebank.com/uploads/images/_1024x620_crop_center-center_none/business_credit_card_asian_florist.jpg)
Business Credit Card
Make the best choice for your business
- Expense management tools
- No fee for additional employee cards
- EMV smart chip technology for added security
- Mobile payment capability for added convenience
Contact our Team
![](https://www.exchangebank.com/uploads/images/staff/_450x450_crop_center-center_none/Jerry-Gamboa.jpg)
Jerry Gamboa
Senior Vice President, Commercial Banking Regional Manager
916.782.0121
![](https://www.exchangebank.com/uploads/images/staff/_450x450_crop_center-center_none/Geofry-Fong.jpg)
Geofry Fong
Vice President, Commercial Loan Officer
916.782.0127
![](https://www.exchangebank.com/uploads/images/staff/_450x450_crop_center-center_none/Jamie-Ganly.jpg)
Jamie Ganly
Vice President, Commercial Relationship Manager
916.782.0130
![](https://www.exchangebank.com/uploads/images/staff/_450x450_crop_center-center_none/Stacey-Powers.jpg)
Stacey Powers
Vice President, Commercial Relationship Officer
707.521.3740
![](https://www.exchangebank.com/uploads/images/staff/_450x450_crop_center-center_none/Ramsay-Brown.jpg)
Ramsay Brown
Vice President, Commercial Relationship Manager
707.541.1474
![](https://www.exchangebank.com/uploads/images/staff/_450x450_crop_center-center_none/Terry-Flynn.jpg)
Terry Flynn
Senior Vice President, Commercial Relationship Manager
916.782.0128
![](https://www.exchangebank.com/uploads/images/staff/_450x450_crop_center-center_none/Jeff-Owens.jpg)
Jeff Owen
Vice President, Commercial Relationship Manager
707.524.3020
![](https://www.exchangebank.com/uploads/images/staff/_450x450_crop_center-center_none/Chad-Hansen.jpg)
Chad Hansen
Assistant Vice President, Commercial Portfolio Manager II
707.521.3744
![](https://www.exchangebank.com/uploads/images/staff/_450x450_crop_center-center_none/Kelly-Back.jpg)
Kelly Back
Vice President, Commercial Relationship Manager
707.521.3748
![](https://www.exchangebank.com/uploads/images/staff/_450x450_crop_center-center_none/Chad-Barbieri.jpg)
Chad Barbieri
Vice President, SBA Business Development Officer
707.524.3402
Subject to credit approval. Fees, conditions and restrictions may apply. Rates and programs subject to change. Contact your tax professional for advice on tax deductibility of interest.