Business Loans

Loans that Work for You

Helping local businesses achieve their goals

Business Loans and Lines of Credit

Competitive rates backed by personal service. From business term loans to lines of credit, get approved quickly, so you can get back to business.

Contact Us
  • Direct access to your local banker
  • Fixed or variable rates
  • Short or long terms
Exchange Bank business loan customer's construction worker nailing framing with hammer.

All Truss
Customer Since 2009

Commercial Real Estate & Construction Loans

Take your company’s goals to new heights

Small Business Administration (SBA) Loans

Here to make dreams of all sizes come true

Vineyard, Winery, & Agriculture Loans

Grow your agribusiness with our experience

What else can we help with?

Merchant Services

Start taking payments today—in-store or on the go

  • Point of sale systems
  • 24/7 customer service
  • Safe and secure payments
Get Started
Exchange Bank business customer owner reviewing business credit card information seated at counter in floral shop.

Business Credit Card

Make the best choice for your business

  • Expense management tools
  • No fee for additional employee cards
  • EMV smart chip technology for added security
  • Mobile payment capability for added convenience
Learn More

Contact our Team

Jerry Gamboa

Senior Vice President, Commercial Banking Regional Manager

916.782.0121

Geofry Fong

Vice President, Commercial Loan Officer

916.782.0127

Jamie Ganly

Vice President, Commercial Relationship Manager

916.782.0130

Sean O'Hare

Vice President, Commercial Relationship Manager

916.782.0104

Stacey Powers

Vice President, Commercial Relationship Officer

707.521.3740

Ramsay Brown

Vice President, Commercial Relationship Manager

707.541.1474

Terry Flynn

Senior Vice President, Commercial Relationship Manager

916.782.0128

Jeff Owen

Vice President, Commercial Relationship Manager

707.524.3020

Chad Hansen

Assistant Vice President, Commercial Portfolio Manager II

707.521.3744

Kelly Back

Vice President, Commercial Relationship Manager

707.521.3748

Chad Barbieri

Vice President, SBA Business Development Officer

707.524.3402

Subject to credit approval. Fees, conditions and restrictions may apply. Rates and programs subject to change. Contact your tax professional for advice on tax deductibility of interest.