Red Bird Bakery
Customer since 2021

Business Checking

Find the Right Option

Maximize your business potential

Business Banking Simplified

Streamlined products - plus a strong community connection - designed with your business in mind.
Sole Proprietor CheckingSmall Business CheckingBusiness CheckingBusiness Interest CheckingCommunity CheckingAnalysis Checking

Perfect for sole proprietors starting out

  • Low monthly fee activity
  • Flexible options for managing overdrafts
  • Interest bearing option available

Designed to meet the needs of growing businesses

  • Low monthly fee waived with qualifying activity

Ideal for businesses seeking reliable banking solution that supports their success

  • Monthly fee waived with qualifying activity
  • Includes large number of monthly deposits, checks, and electronic transfers

Designed for businesses that maintain higher balances

  • Monthly fee waived with qualifying activity
  • Includes moderate number of monthly deposits, checks, and electronic transfers

Available to non-profit corporations and non-profit organizations

  • No monthly fee
  • Includes moderate number of monthly deposits, checks, and electronic transfers

Best for businesses with complex banking needs and financial controls to manage high transaction volumes 

  • Offset monthly fees by earning credits on your account balance 
  • Includes large number of monthly deposits, checks, and electronic transfers

The Right Tools for You

Exchange Bank Business Digital BankingBusiness Debit CardTreasury Management Services1Business Credit Card
View balances, deposit checks and set alerts for your business accounts. Use an Exchange Bank Business Debit Card for your everyday purchases. 

Make the most of your account with:

  • Online Business Wires
  • FASTCheck Remote Deposit Capture
  • ACH Origination 
  • Positive Pay
  • Point of Sale Systems

Learn More

Consider the benefits of an Exchange Bank Business Credit Card.2

Learn More

 

1  Fees, terms, and conditions apply. 

2  Subject to credit approval.

Compare Business Checking Account Options

 Sole Proprietor CheckingSmall Business CheckingBusiness CheckingBusiness Interest CheckingCommunity Checking1
Minimum opening balance$100$100$100$500$100
Monthly maintenance fee2$10$10$15$13No fee
No monthly maintenance fee when you meet one of the following requirements during the monthly account cycle:
  • Average daily collected account balance of $2,500 or more.
  • Combined average daily collected balance of $10,000 or more in related deposit balances.3
  • Business is enrolled in "Cash Manager Plus" or "Cash Manager Executive" Cash Management services.4

The monthly maintenance fee will be reduced to $5 when you meet the following requirement during the monthly account cycle: 

  • 15 or more point of sale transactions.
  • Average daily collected account balance of $1,000 or more.
  • Combined average daily collected balance of $5,000 or more in related deposit balances.3
  • Business is enrolled in "Cash Manager Plus" or "Cash Manager Executive" Cash Management services.4
  • Average daily collected account balance of $5,000 or more.
  • Combined average daily collected balance of $15,000 or more in related deposit balances.3
  • Business is enrolled in "Cash Manager Plus" or "Cash Manager Executive" Cash Management services.4
  • Average daily collected account balance of $5,000 or more.
  • Combined average daily collected balance of $10,000 or more in related deposit balances.3
  • Business is enrolled in "Cash Manager Plus" or "Cash Manager Executive" Cash Management services.4
N/A
Processed Transactions per monthly account cycle10051005200515061005
Coin and Currency monthly fee$0.0018 per $1 over $5,000$0.0018 per $1 over $5,000$0.0018 per $1 over $10,000$0.0018 per $1 over $10,000$0.0018 per $1 over $10,000

 

Speak with a Banker for more information regarding Analysis Checking, or Public Funds, State Bar and Sole Proprietorship Interest options. 

Petaluma Market
Customer since 2009

Today’s Interest Rates 

Check out the latest business checking rates

“Exchange Bank has been with us since we crushed our first grape. The people at the bank helped guide our growth and provided the level of service that we aspire to in our own business."

-Matt Duffy, Owner & Winemaker, Vaughn Duffy Wines

Business Overdraft Services

Learn more about our business overdraft services and fees.

Learn More

Contact Us

Contact Us

Can’t come to the branch? Discuss your questions with us over the phone.

707.524.3000

800.995.4066